Missing Assets and Unclaimed Money

Missing Assets: Unclaimed Pension and Retirement Account Search

Find a Missing IRA, 401(k) or Defined Benefit Pension
Claim Railroad, Military or Government Retirement Benefits


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Unclaimed Property Database Search

Approximately 50 million Americans own Individual Retirement Accounts (IRA) worth an estimated $3 trillion. Types of IRAs include: Traditional IRA & Roth IRA; 401(k) Rollover IRA; Coverdell Education IRA, Health Savings Account (HSA); SEP (Simplified Employee Pensions) & SIMPLE (Savings Incentive Match Plan for Employees) Plans.

While unclaimed 401(k) retirement plan assets come under the purview of federal guidelines mandated by ERISA, the Employee Retirement Income Security Act of 1974, missing and forgotten IRAs at banks, brokerages and insurance companies do not.

A traditional Individual Retirement Accounts is considered unclaimed if a withdrawal is not made by age 70; the age at which non-withdrawal triggers a 50% tax penalty. Both Traditional and Roth IRAs may be considered abandoned if one or more distribution checks are not cashed, which can occur as soon as the owner reaches age 59.

Due to the long term nature of this type of investment, each year large numbers of owners and heirs - who may not be aware of a deceased family member's IRA or roll-over 401k - fail to claim accounts to which they're entitled.

If you have reason to believe you are entitled to claim a missing IRA, either as the original owner or heir, but have had no contact with the holder and have not received payment, complete the form below:

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